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by Frances Leonard
Download Time Is Money: A Million-dollar Investment Plan For Today's Twenty- And Thirty-somethings fb2
Personal Finance
  • Author:
    Frances Leonard
  • ISBN:
    0201409623
  • ISBN13:
    978-0201409628
  • Genre:
  • Publisher:
    Basic Books; First Edition, 1st Printing edition (December 20, 1995)
  • Pages:
    336 pages
  • Subcategory:
    Personal Finance
  • Language:
  • FB2 format
    1752 kb
  • ePUB format
    1186 kb
  • DJVU format
    1697 kb
  • Rating:
    4.3
  • Votes:
    906
  • Formats:
    lrf mbr rtf azw


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book by Frances Leonard. If you are under thirty-five you have at your disposal the world’s most powerful investment tool-time. If you are under thirty-five you have at your disposal the world's most powerful investment tool-time.

Discover new books on Goodreads Time Is Money: A Million-dollar Investment Plan For Today's Twenty- And Thirty-somethings.

Discover new books on Goodreads. See if your friends have read any of Frances Leonard's books. Frances Leonard’s Followers. None yet. Frances Leonard. Frances Leonard’s books. Time Is Money: A Million-dollar Investment Plan For Today's Twenty- And Thirty-somethings.

The key is compounding, she says. The longer your investment has to multiply, the more money you'll make. Ms. Leonard explains in a phone interview that the biggest mistake young people make with regard to retirement is doing nothing about it, putting off investing for a time.

Discover the best Financial Planning in Best Sellers.

Shipping to Russian Federation. Customs services and international tracking provided. Twenty-Dollar, Twenty-Minute Meals : For Four People by Wright, Caroline.

With million dollars you can easily live a good life if you can plan your investments properly and earn passive .

With million dollars you can easily live a good life if you can plan your investments properly and earn passive income out of it which takes care of your expenses without having to spend the principal amount. Invest in stocks, bonds, real estate, gold etc. A financial planning is always recommended for investment and based on your set goals you can analyze how to diversify your portfolio. More importantly invest in yourself like learning something new, travelling, hobby, following your passion as that is the best investment you can every do. It helps you keep happy and satisfied.

Frances Leonard’s easy Four-step program shows you how to use your youth and the miracle of compounding to put aside a few dollars now so that you won’t have to worry about retirement for the rest of your life. Of course, putting aside any amount of money in your twenties and thirties is a drag. That’s why the Four-Step program is designed to reward you well throughout your life.

In 2020, you can get a date, a ride or a pizza with the swipe of a smartphone screen. Investing is no different. Hi how can I get more information on money under 30 thank you. Reply. If you can automate your bills, why not your investments? It’s just as easy. With a robo-advisor, you can make your money work while you play. And just like Halloween costumes, investing comes in many different forms. It shouldn’t be a scary word. Ma Vanessa Delich says

It was time to pay. Can you wait a few days for the money? I haven't got . The impossible happened. I bought everything I wanted without money. A Million-Dollar Idea. At the end of the dinner party, I returned to the hotel with Hastings

It was time to pay. Can you wait a few days for the money? I haven't got any small change with me. The man said, Oh, you haven't? . I showed my banknote and asked for change, but every time the same thing happened. No one was able to change it. I bought all that I needed and all the luxuries that I wanted. At the end of the dinner party, I returned to the hotel with Hastings. He talked about his problems, but I didn't listen to him.

If you are under thirty-five you have at your disposal the world's most powerful investment tool—time. Today's 20 year-old can put aside 71 a month and retire a millionaire. At 26, the magic number is a mere 130. At 35, sock away 324. Frances Leonard's easy Four-step program shows you how to use your youth and the miracle of compounding to put aside a few dollars now so that you won't have to worry about retirement for the rest of your life.Of course, putting aside any amount of money in your twenties and thirties is a drag. That's why the Four-Step program is designed to reward you well throughout your life. Start now, and you'll not only retire a millionaire—you'll also have thousands of dollars over the years to spend on fun stuff while you're still young enough to enjoy it.Written specifically for the financial beginner, Time is Money provides the solid, straightforward information you need to radically change your future for the better—without sacrificing every dollar today.

Abandoned Electrical
The book was written a number of years back....when interest rates on savings accounts were much much higher. However the book does still impart saving money over a long period of time and especially starting as early in life as possible.
Truthcliff
Time is an extremely important factor in investing for retirement. Many younger people do not realize that if they start investing in their early thirties or better yet twenties, they only have to put away a small portion of money to have a significant amount when they are in their sixties. This happens because of compounding which is the most powerful force in the universe according to Albert Einstein.

The author writes that in order to retire as a millionaire, an investor who is:

* 25, needs to put away $117 per month
* 40, needs to put away $547 per month
* 50, needs to put away $1,665 per month

This assumes a 10 percent growth on the investment, which is very realistic. This is a beginning book, but I believe that all high school or college graduates should read it before they start their careers.

- Mariusz Skonieczny, author of Why Are We So Clueless about the Stock Market? Learn how to invest your money, how to pick stocks, and how to make money in the stock market
Dawncrusher
Frances Leonard has done a super job of authoring this book. Make no mistake, this book, as its title states, is aimed squarely at the twenty-and thiry-somethings that hopefully want to ensure their financial futures. With this in mind, you should be able to approach this book with a calmness that says, "After reading this, I will be better educated about the world of personal finance."

Leonard outlines her four-step plan, which is the core of the book. And I have found that her advice is sound. The four steps are as follows:

*1 Find Your Number (your age)

*2 Invest at 10 to 12 Percent (the only way to get there is in mutual funds and stocks)

*3 Set up Your Investments in a Tax-Deferred Account (IRAs in USA and RRSPs in Canada)

*4 Beat Down Inflation With Adjustments (follow the annual CPI to make these adjustments)

Stupidly simple - yet extremely effective. My only quips with this book were the corny examples used throughout. The fictional company names were terrible: "Suds 'n Suds" "Luvs To Tank"!? The awful name game carries over to the end of the book and I found it to be a turnoff. In addition, parts of the book have a distinctly childish flavour (Not everyone watches "Sesame Street" in their twenties and thirties.).

Nonetheless, it is a solid effort by a respected and knowledgeable author. If the reader follows the four steps that that Leonard has outlined in her book, they will be set for a very strong financial future. However, it is imperative that the investor starts young (35 and under), because as the title states, "Time is Money".
Macill
I read this book while in the Navy which I joined right out of High School. It opened my eyes to the fact that me and one day my wife could retire as millionaires. But I would hope/pray that the Author would update this book to the now Post-W. Bush Economy. I understood everything Mr. Leonard said and felt that he was talking to me individually as I read this book. The economy has changed dramatically compared to Pre-W. Bush...
Pooker
Time is Money has a load of basic financial concepts in its coffer. It was a pleasure to read, and the short quizzes at the end of each chapter really helped my focus and made certain I got the main concepts of each chapter. I am very annal about picking books because reading an entire book is a big investment of time, which I don't have a lot of to dedicate to pleasure reading--the time was definitely worth it. I've since recommended this book to friends.
Good luck! Jason
Zepavitta
I received this book many years ago as a gift - probably when I was 25 or so, and when the book was new. I followed most of the advice of the book, even though at the time, I had student loans and didn't make much money. At 40, I can look back and be very thankful that I received this advice. The book is definitely for the young investor, and one that does not know a lot going in. A great beginners book for young people who may think that they don't need to think about retirement yet...but they do!
Maveri
This book has the best of intents, but no delivery mechanism. It is marketed toward the novice financier. The young people who have the motivation to take the next step towards financial independence, but no formal education in the world of money. This book assumes your an expert with tax brackets, investments, and bonds. In addition, the advice is very quickly becoming outdated with the economy the way it is. TAKE HEED! Be prepared before delving into this book. Very helpful, although it requires a great deal of prior knowledge.
I bought this book almost 2 years ago and this really made me serious investing for the future. Easy to read yet very thorough. Best book for newbies on mutual funds & stocks. I am so glad that I came across to this book. I really appreciate the author to write such an awesome book. My investments on mutual funds are doing extremely well, I am starting investing on stocks as well. Thanks alot!